The policies and procedures that apply to borrowing money have changed in the past several decades. Most people can now take out a mortgage with less than the standard 20 percent down, and there are loan products that are designed specifically for those with low credit scores who, a decade ago, would have found it impossible to take out a loan. If you are interested in learning more about financing in this modern era, then you have come to the right place. We share your passion for lending, and we've created this blog to offer a wealth of information on the topic.